RETIREMENT PLANNING

Home / RETIREMENT PLANNING

Retirement Planning

"The question is not at what age you want to retire, its about at what income.” Retirement Planning helps to ensure that your current lifestyle is maintained for years after you stop working. A Retirement Plan is designed to take care of your post retirement days and help you lead a stress free life.

Retirement planning involves organizing your assets and savings into a plan that will meet your goals for retirement. Taking into account your needs, time frame, and goals, we identify and help you to make informed decisions on a number of personalized strategies that will maximize your wealth for retirement. We can also help you with regards to Self-Managed Funds (SMF), which can give you greater flexibility, investment choice, and control over your superannuation.

Link Name

Importance of Retirement Planning

Remember that retirement planning starts long before you retire - the sooner, the better. The amount you need to retire comfortably, is highly personalized, but there are numerous rules that can give you an idea of how much to save.

One day you are celebrating your first salary and in few decades you are cutting a cake for your retirement farewell. Yes, life moves that fast. Before you know, you will be facing daily living expenses, medical costs, and fighting inflation. There are always emergencies in old-age. So, having a sufficient corpus to deal with all these is crucial. Retirement is an important reality for everyone. But it is easy to lose track of a long-term goal. This is why you need retirement planning.

Why Retirement Planning

Creating Regular Saving Habits

Providing Liquidly During Emergencies

Helps in Growth of Capital & Beats Inflation

Responsive Design

Helps in Portfolio Diversification

Helps to maintain Standard of Living

Tax Benefits for Pre & Post Retirement Life

Responsive Design

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Fund Distributor – ARN-92245 | Date of initial registration – 01 NOV 2013 | Current validity of ARN – 28 July 2028

Grievance Officer- Mr. Sanjay R Pal | support@palassociate.com